Capital Platforms Review

Capital Platforms offers an investment platform to investors globally, and is based out of the Isle of Man, with additional offices in Singapore, Hong Kong, Malaysia and the UK.  This article will review the platform,  and explain why some investors will get good returns and others won’t. Finally I will explain what unhappy clients can do if they have the policy.

Where is the platform sold?

Globally, but often in expat-focused areas such as Dubai, Shanghai, Saudi Arabia, Hong Kong, Singapore, Brussels, Bangkok, Kuala Lumpur, Qatar, Amsterdam, Moscow and various other locations.

What are the account minimums?

Unlike some other options, the minimums aren’t published on the website, but most people start with $10,000 or more.

What is the duration of the investment?

Money can be invested and pulled out, without penalty, at any point. However, as 5,000 funds can be chosen, some funds will have exit charges.

What are the costs of the platform?

As per the Capital Platforms website, the costs can range from a modest 1% per year, all the way through to 5.5% per year, depending on which options are chosen by the advisor and client. This is one of the reason why some clients get better returns than others.

What are the positives of the platform?

Capital Platforms offers an excellent online system, with ease of topping up, withdrawal and other admin done efficiently.  The costs are also reasonable, depending on the charging structure chosen.

What are the negatives of the platform?

The fact numerous fund options can be chosen is great, but that does mean that some clients are in expensive funds, whereas cheaper options exist on the same platform. Two investors who have different funds will get very different results, even on the same platform.

What can you do if you have a Capital Platforms  plan which isn’t performing well?

If you are a client of Capital Platforms and you aren’t satisfied with the returns, there could be two reasons for this. Either markets aren’t performing well, which can’t be helped in the short-term.  In comparison, the second reason is that bad funds have been picked.  In which case, it should be much easier to make the account work more efficiently. If you have this plan, don’t hesitate to contact me below or via my contact form.

5 shocking mistakes killing your finances and how to solve it in 5 minutes

What are the things killing your portfolio and finances, and how can you fix it in 5 minutes? This is the topic of today’s podcast on adamfayed.com.

If you follow these simple suggestions, you will notice a long-term difference in your finances.

Extra reading:

  1. Property vs stocks 
  2. How to get rich investing
  3. Why the wealthy spend less 

Top 5 Warren Buffett Book Recommendations

I have previously spoken about which books I recommend.   However, which books does Warren Buffett suggest investors should read?

1. The Intelligent Investor, by Benjamin Graham

In the book, Graham gives examples of value and defensive investing, as well as how to cope with market volatility.

2. Security Analysis, by Benjamin Graham and David Dodd

This book is slightly more difficult than the intelligent investor. In this book Graham speaks about intrinsic value, and valuation methods.

3. Business Adventures: Twelve Classic Tales From the World of Wall Street, by John Brooks

One of the favorite books of both Buffett and Bill Gates, this book is more like numerous business stories.  It does have a section where wealthy investors in the 1960s are panicking about a stock market crash from 600 to 400…..the Dow was trading at 26,800 last year.

4.Paths to Wealth Through Common Stocks, by Phillip Fisher

Buffett said that Fisher’s books “were terrific books, and as with Ben Graham, you can get it all just by reading the books.”

5. The Outsiders, by William Thorndike Jr.

This book is a story of eight business leaders’ recipes for success