(Quick note; this is a very short review, telling you the basics. For a more in-depth review of Ardan and similar plans, alongside customer reviews and questions at the bottom of the page, please visit here – https://adamfayed.com/zurich-vista-review-rl360-quantum-friends-provident-hansard/).
Ardan International is based in the Isle of Man, and is owned by the insurance firm RL360. This article will review the platform.
Where is the platform sold?
Worldwide, but typically in expat-focused areas such as Dubai, Shanghai, Hong Kong, Singapore, Brussels, Bangkok, Kuala Lumpur, Qatar and various other locations.
What are the investment options available on the platform?
Over 80,000 funds are available, alongside countless currencies, from Euro to USD and Japanese Yen. Equities, structured notes and a range of other investment options are available on the platform.
What are the costs of the platform?
The website isn’t clear on that, but the custody fee is around 0.4% per year. In addition to that, there are fund fees and other charges.
What are the positives of the platform?
The platform does allow for segregated accounts, meaning the money is held separately from Ardan’s accounts and is in the client’s name.
The costs are relatively good, and the platform uses good technology to reduce paperwork.
What are the negatives of the platform?
The platform can be used well, but all too often many complicated and expensive products are chosen.
That increases costs, and lowers charges.
What can you do if you have an Arden plan?
If you have an Arden plan, don’t hesitate to contact me below or via my contact form.